Financial services for people who save in a committee, not an app.
Pakistan's gap is not access alone. It is use, trust and literacy. We design financial services for people who keep their savings in a committee, not an app, and help them make the move.
01What we do
Services
Diagnose and design
Literacy and inclusion baselines by gender and region, and products built for low literacy users, including Shariah compliant options.
Build and integrate
Digital onboarding, wallets, QR payments and government payment workflows, delivered with AIDCO and licensed partners.
Analyse and measure
Econometric and machine learning models for credit and risk using alternative data, usage analytics and reporting against national inclusion indicators.
Aligned with the State Bank's National Financial Inclusion Strategy and built to run on Raast and NADRA's identity checks.
02How it runs
What inclusion actually takes.
Inclusion is measured by use, not accounts opened. Every product we design is tested with the households it is meant for.
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